DISCLAIMER AND TERMS OF USE AGREEMENT FOR AUDIO AND EBOOKS The authors and publishers have used their best efforts in preparing the audios and eBooks offered on this website. The authors and publishers make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of the audios/eBooks. The information contained in the audios/eBooks is strictly for educational purposes. Therefore, if you wish to apply ideas contained in the audios/eBooks, you are taking full responsibility for your actions. EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THESE PRODUCTS AND THEIR POTENTIAL. HOWEVER, THERE IS NO GUARANTEE THAT YOU WILL IMPROVE IN ANY WAY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF ANYTHING. SELF-HELP AND IMPROVEMENT POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. YOUR LEVEL OF IMPROVEMENT IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR IMPROVEMENT LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE’S, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL. The authors and publishers disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The authors and publishers shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of the material offered on this website, which is provided “as is , and without warranties. As always, the advice of a competent professional should be sought. The authors and publishers do not warrant the performance, effectiveness or applicability of any sites listed or linked to. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. Return/Refund Policy We guarantee all our audio and eBook�s perfect condition and listen/ readability. If your audio or eBook quality is defective, please contact us for a replacement. Please note that since our digital products are nothing more than valuable packs of information, and since there is no way to return information once it is communicated, all sales must be final. This policy is necessary to avoid abuse. However, if you feel that you have good reason to request a refund, such as in a case where you have paid for the same item twice, you may request a refund by contacting the affiliate business owner/vendor at the email address in your PayPal payment notification. Other than in such cases as the above, refunds may be issued at the sole discretion of the affiliate business owner. Thank you for your understanding.